Position: Mortgage Advisor/Broker
Company Description
Finnciti Pty Ltd, based in Sydney, NSW, is a leading financial services provider specialising in providing dynamic and customised lending solutions to its growing list of clients. With a panel of over 50 lenders, Finnciti is committed to delivering exceptional customer outcomes consistently.
Along with a positive, progressive and energetic work culture, your voice will be heard. A supportive team of mortgage professionals will help and guide you. A structured operational set up will ensure a smooth flow of your applications and regular follow ups are maintained.
Role Description & Responsibilities
This is a full-time on-site role for a Mortgage Advisor/Broker at Finnciti Pty Ltd in Bella Vista, NSW. The Mortgage Advisor/Broker will be responsible for sourcing new clients to Finnciti, conducting discovery meetings, providing expert lending advice & offering appropriate tailored mortgage solutions.
Salary Range: $75,000 to $85,000 per annum
The key responsibilities of the role will include, but will not be limited to:
- Meeting clients to determine the specific financial requirements of clients, and researching, comparing and reviewing available finance products to meet clients' requirements
- Analysing clients' financial status, discussing financial options and developing financial strategies.
- Recommending suitable mortgage products that meet the client’s needs and explaining loan features, terms and repayment obligations.
- Arranging home loan mortgages and other types of finance for clients through banks, lenders and financiers.
- Prepare and submit client’s documents and loan applications to lenders.
- Preparing documents which set out the conditions of finance, repayments and loan periods
- Broking complex and commercial leases, equipment finance, commercial finance, project finance and finance for property developers
- Follow compliance procedures, maintain accurate records and adhere to lending guidelines and other regulations.
- Providing ongoing support to clients after loan settlement.
- Build and maintain long-term relationships with clients for future prospective business.
Qualifications, Skills & Experience
- Minimum experience of 3 years in Australian mortgage industry.
- Required - Certificate IV in Mortgage/Finance Broking.
- Excellent interpersonal and communication skills
- Ability to work well under pressure and meet deadlines
- Knowledge of relevant lending regulations and laws
- Knowledge of all types of residential loans.
- Knowledge of commercial, Asset finance, business and SMSF loans will be preferred
What's in it for you
- Growth and advancement in your lending career
- Access to unique and innovative mortgage products to assist clients
- Competitive salary package: Includes base salary, attractive commission structure and performance-based bonuses.
- Full support system available - You will be focusing on getting business and providing expert lending advice. We will support you with loan writers and lending associates to manage your files.
Questions to Answer with Your Application:
- Do you have Australian work rights?
- Do you hold the relevant qualifications mentioned above?
- Do you have a minimum 3 years experience in Australian mortgage industry?
Job Type: Full-time
Pay: $75,000.00 – $85,000.00 per year
Benefits:
- Employee mentoring program
- Professional development assistance
Schedule:
- 8 hour shift
Supplementary Pay:
- Bonus
- Commission
Work Authorisation:
- Australia (Required)
Work Location: In person